Uncommon Banking
How to make your cash-value life insurance policy work for you
I grew up in a house where money was thought of and utilized in pretty conventional ways; work for someone else, save where you can, don’t spend frivolously. All great advice. I feel fortunate in so many ways about my upbringing. But I grew restless with the common and conventional approach to money that worked…
Read MoreProfit First
The purpose of any good business is to not only to change the world and better society at large but at the end of the day, it also needs to be about turning a profit if the business is going to sustain itself and the one who created it. So often, and this is true…
Read MoreIs It Time to Take a Bite out of Bitcoin?
Bitcoin peaked at nearly $20,000 in December 2017. With a drop just below $6,000, many confirmed and gloated about the bubble that formed. From the beginning, our position has been this is a long-term trend and like the internet age of the 90’s, there are many parallels. Now that the price has washed out, there…
Read MoreThe investment case for life insurance
Life insurance is constantly compared to an investment and more specifically the stock market, yet most conventional financial wisdom says that as we age you should move more of your portfolio to bonds. The comparison from life insurance to stocks is that life insurance will underperform, but shouldn’t we be comparing life insurance to the…
Read MoreThe super Roth nobody is talking about
Roth sounds great right? After-tax money going in, tax-free coming out. Only one small catch maybe two. You can only add $5,000 if you are under the age of 50 and $6,500 if you are 50+ with earned income and oh yeah, you have to leave it in there until you are 59.5. There are…
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