Cleaning out your financial junk drawer – with a rifle

One of the first concepts that really caught my interest when I was taught the principles of what we now call Uncommon Banking was the concept of the junk drawer. We all have one, right? That drawer in the kitchen or a desk that has all the stuff that really has no other place. The […]

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How does cash value life insurance stack up?

You have three basic options when it comes to storing your money. You can save it, invest it, or use it for speculative ventures. About 99% of the time, when you are looking for a place to store your money, you will probably go with one of these options: checking account savings account cash under […]

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Why We Finance Everything We Buy

Whether we put it on a credit card or deplete our checking or savings accounts to purchase something, we are financing the things we buy. We are trained to hand over most of the money that passes through our hands. We spend it and give away our ability to earn interest with it. How does that work […]

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How does a bank work?

The basics of banking are pretty simple. We all get paid, buy things, and need a place to store and move money around while all of this is happening. We store our money in banks and they move it around even more, with the promise that we can get to it when we need it. […]

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How do most people set up their banking system?

It’s a rite of passage for many of us. When you were young, maybe your parents started a savings account for you. When you got your first job in your teens, you started depositing money. And wonder of wonders, you took money out to buy a better phone, clothes you didn’t hate, or gifts for […]

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How do we get paid?

We love this question and never hide from it. This is your money and it’s important that you understand where your money is going when you work with us. A big part of our strategy for helping clients build their wealth and dreams starts with leveraging life insurance. Here’s the thing: Insurance companies dictate how […]

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The Most Important Key to Uncommon Banking with Cash-Value Life Insurance

The single most important point to understand about cash-value life insurance and banking is that it all comes down to dividends. Understanding the power of dividends when they come from the right financial instrument can literally impact you and your family for generations to come. Banking is the way you move money through your economic […]

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How to make your cash-value life insurance policy work for you

I grew up in a house where money was thought of and utilized in pretty conventional ways; work for someone else, save where you can, don’t spend frivolously. All great advice. I feel fortunate in so many ways about my upbringing. But I grew restless with the common and conventional approach to money that worked […]

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Profit First

The purpose of any good business is to not only to change the world and better society at large but at the end of the day, it also needs to be about turning a profit if the business is going to sustain itself and the one who created it. So often, and this is true […]

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Is It Time to Take a Bite out of Bitcoin?

Bitcoin peaked at nearly $20,000 in December 2017. With a drop just below $6,000, many confirmed and gloated about the bubble that formed. From the beginning, our position has been this is a long-term trend and like the internet age of the 90’s, there are many parallels. Now that the price has washed out, there […]

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