Enjoy the moment

Blueberry Muffin

You never appreciate what your parents have done for you until you become a parent yourself. I am not sure what I was thinking, but I thought parenting would be easier than it has been. For me, it exposes all the areas in my life that may be lacking and may need some time for…

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Abundance Mindset

abundance

I often fall into a trap that everything has to be perfect before I will change anything. For example, I will start eating healthy when I finish all the junk food in my house, or I will start taking my wife on weekly dates when we pay down all of our debt. I get frustrated…

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Retirement vs. Time Freedom

enjoy life

We get the privilege to help people achieve their financial goals, and most of the time the primary goal is to retire at some point. It is fascinating to me that we, as a culture, are programmed to trade our time for money. The average person’s plan is to work for someone else their whole…

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We don’t want your stuff and why you should de-clutter!

I was speaking with my folks one day when I was visiting home. My mom made a comment about after she and my father passed, all the stuff in the house would be mine. I am an only child, so my situation may not be like everyone else’s, but the point struck a chord with…

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Dave Ramsey

Earlier in my career, I would challenge people who loved Dave Ramsey. I thought, “He has some good stuff but some of the things he says can be misleading and just downright wrong”. About 2 years ago, I had a change of heart. I discovered that the main principle of what he teaches, which is…

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