Marriage and Finances

It is said that the number one reason people get divorced is communication or the lack of it. Also ranking high on the list is finances. And the number one thing that hurts your finances is a divorce. So, being able to communicate about your finances in a marriage is pretty important but let’s be […]

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Enjoy the moment

You never appreciate what your parents have done for you until you become a parent yourself. I am not sure what I was thinking, but I thought parenting would be easier than it has been. For me, it exposes all the areas in my life that may be lacking and may need some time for […]

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Abundance Mindset

I often fall into a trap that everything has to be perfect before I will change anything. For example, I will start eating healthy when I finish all the junk food in my house, or I will start taking my wife on weekly dates when we pay down all of our debt. I get frustrated […]

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Retirement vs. Time Freedom

We get the privilege to help people achieve their financial goals, and most of the time the primary goal is to retire at some point. It is fascinating to me that we, as a culture, are programmed to trade our time for money. The average person’s plan is to work for someone else their whole […]

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Dave Ramsey

Earlier in my career, I would challenge people who loved Dave Ramsey. I thought, “He has some good stuff but some of the things he says can be misleading and just downright wrong”. About 2 years ago, I had a change of heart. I discovered that the main principle of what he teaches, which is […]

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