Pension Max and Lump Sum Pension Strategies

Previously, we explored the risks inherent in carrying a pension plan, and some of your payout options. Now, we’re going to explore, in more detail, some specific payout strategies we’ve helped clients with. Pension Max is one strategy worth considering. Pension Max consists of taking the Single Life payout, let’s say $2,000 a month, vs […]

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Pension Risks and Basic Payout Options

Most people go decades waiting for the moment when they get to blow out the candles on their retirement cake, turn their pension on and ride off into the sunset. But hold your horses there, cowboy! There are some things you should be aware of before you sign up for that company pension. Understanding Pension […]

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Uncommon Annual Reviews

We often joke to people that we would be able to work in a corporate environment for a while, but that employment would quickly come to an end when we got our annual reviews. Needless to say, we’re not big fans of the corporate annual review. Here is why we loathe them. First, they aren’t […]

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Which Bricklayer are you?

We came across this parable recently that illustrated the mindset necessary if you want to go down the Uncommon Path that leads to an Uncommon Life. There are three bricklayers on a job site. A man walks up to the first bricklayer and asks him, “What are you doing?” The first bricklayer replied, “What does […]

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Sequence of Return Risk

It’s all about timing. Investment involves risk. One category that does not get talked about often is what is called the sequence of return risk. The nutshell version is this: the risk of receiving lower or negative returns early in a period when withdrawals are made from an investment portfolio is known as sequence of […]

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Investing the Uncommon Way

There are so many different ways to invest. When we talk about investments, it’s not just stocks, bonds, and mutual funds, although those can be a part of the picture, but not the whole picture if you want to invest the uncommon way. Investing the uncommon way brings the 7 Sources of Residual Income into […]

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What is a HELOC and How Does It Work?

When you purchase a home, you most likely purchased it using a standard mortgage. You put a percentage down – somewhere usually between 3.5 and 20% and you pay the mortgage every month trying not to think too hard about the amortization schedule. That’s the traditional avenue – a standard mortgage paid off over 15 […]

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Do I pay off debt first or invest?

When it comes to personal finance, the question of whether to pay off debt or invest may be one of the most highly controversial topics there is. So, I want to tread carefully. When answering this tricky question, it’s important to qualify the kinds of investments that make sense. I personally feel if you are […]

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To trade or not to trade

We have lots of folks that have watched our YouTube videos with an eye towards wanting to learn more about trading. One form of residual income or ways to generate income from home is by trading your own money. This is different from investing where typically you are buying and holding for longer than 5 […]

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Is It Time to Take a Bite out of Bitcoin?

Bitcoin peaked at nearly $20,000 in December 2017. With a drop just below $6,000, many confirmed and gloated about the bubble that formed. From the beginning, our position has been this is a long-term trend and like the internet age of the 90’s, there are many parallels. Now that the price has washed out, there […]

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